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Selecting Sexton Ford for your next automotive purchase is savvy because of our extensive selection of top-notch new and used vehicles. When you shop with us, you can find popular Ford models like the robust Ford F-150, the spacious Ford Escape, and the stylish Ford Mustang. In addition to these, we have other popular Ford models like the Explorer, Fusion, and Edge.

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Advantageous Options for Buying Vs. Leasing a Ford

When acquiring a new Ford automobile, you have two main options. You can buy the vehicle with a loan, or you have the chance to lease it. Each possibility presents a distinct set of benefits to help you accomplish your goals around Rock Island and Bettendorf, IA.

Benefits of Leasing a Ford

Leasing a vehicle involves using the car for a specific period, generally two to four years. During this time, you would make monthly payments and return the automobile at the end of the lease term. Here are the perks of choosing this arrangement:

Lower Monthly Payments

Lease payments are typically low since you are paying for the vehicle during a certain period and not for its full value.

Experience the Latest Models

While leasing, you can pick a new Ford model that gives you access to the latest advancements in comfort and technology. You can upgrade to another new model once the lease period ends.

Minimal Repair Costs

Because lease terms are short, you will have the vehicle during the prime. You are not likely to encounter any breakdowns or malfunctions since it is fresh from the factory. Repair costs are usually limited to common services such as standard tune-ups, fluid and filter changes, and regularly scheduled maintenance.

Easier Walkaway

You can return the vehicle and move on to another automobile once the lease ends. You will not have to resell or negotiate a trade-in. You only have to cover any fees for excess wear or excess mileage, and then you can proceed to your next endeavor.

Benefits of Using a Loan to Purchase a Ford Ownership

Financing your Ford through a loan allows you to build ownership over time. Once the loan gets paid off, you become the only owner, and the car, truck, or SUV is yours to keep or sell.

No Mileage Restrictions

Unlike leasing, you will not have to deal with mileage restrictions when purchasing your vehicle. You can drive around Moline and Davenport, IA as much as you want without facing additional fees.

Personalization

As the owner of a Ford automobile, you can express your distinct style by modifying your vehicle any way you like. You will not have to pay a penalty for making changes to the vehicle.

Long-Term Savings

Purchasing a Ford with a loan allows you to gain long-term savings. Once you pay off your loan, you will be free of your monthly payments and can enjoy years of ownership without added costs.

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Do not miss the chance to drive your ideal Ford vehicle. Visit our dealership today to review our vast selection of automobiles and discover the financing opportunities that suit you best.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.

How long is a typical car loan?

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments. Z

I've had credit issues in the past. Can I get financing?

We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

Can I finance a vehicle without a down payment?

In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week. MSRP may not represent the actual price at which vehicles are sold in this trade area.

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